Welcome to Focus First Federal Credit Union
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Current Rates |
VISA®Platinum Credit Card
Introductory Annual Percentage
Rate (APR) |
6.49% APR |
New Auto rates as low as… |
5.34% APR |
Home Equity Lines of Credit as low as… |
2.49% APR |
Share Certificates (CD's) (APY) as high as... |
3.99% APY |
Click here for Complete Rates and Effective Dates. |
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Please join us for the 69th
Focus First FCU Annual Meeting.
We will review the financials for 2024.
April 17, 2025 4:00 pm
2113 Chili Ave Rochester, NY 14624

Is It Time for a New Car or
Are You Looking to Refinance Yours?
New Vehicles 5.99% APR!*
Other Discounts May Apply
72-Month Term.
Used Vehicles 6.25% APR!*
Other Discounts May Apply
2020 and Newer.
60-Month Term.
* Annual percentage rate based on qualifying criteria and is subject to change without notice.

Special CD Rates
6 Month 3.99% APY
Minimum Deposit $500
* New Money Only


PERSONAL LOAN RATES as low as 10.25%
APR*
for terms up to 60 months!
Take advantage of our
convenient online loan application.
*Annual Percentage Rate based
on qualifying criteria and is subject to change
without notice.

Need a Loan?
You can now apply for a loan online with us?
Simply click here get started today! Its easy!


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